Here is a recipe that I made for  Thanksgiving and  Christmas.  Everybody seemed to like it.

Ingredients

1 (16 oz.) can refried beans

2 cups Shredded Cheddar Cheese

1 (1 oz.) pkg. ranch dressing mix

1 cup sour cream

Directions

Combine all ingredients in a small saucepan and heat the mixture over a medium heat, stirring the ingredients until well blended and warm.  Serve with tortilla chips or strips.

Notes

I added green chilies, a little garlic powder and a little hot sauce.  Easy and good!  I served it with pretzel chips but anything would be good, including vegies.